Insurance for Established Paratransit, Medical Transport and Non Emergency Medical Transportation Services.
Our Paratransit & Non-Emergency Medical Transportation Program for companies with one year or more in business provides property and casualty insurance designed for specialized transportation service providers operated by public transit agencies, community groups or not-for-profit corporations, or for-profit private companies or operators. With an expert team specializing in the Non-Emergency Medical Transportation industry we are ready to help you.
Get your NEMT insurance quotes started right now.
For NEMT insurance including fleet help use our easy help request form below. We respond and help really fast. Call for help now at (833) 624-0382 or 979-431-5148
Compare the best rates now in Florida, Georgia, Iowa, Indiana, Kansas, Maryland, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee & Virginia.
We now have much lower NEMT Auto Insurance rates for the state of Georgia and Tennessee!
Important rating factors and discounts for NEMT insurance.
Years in business – You could save on your premium if you’ve been in business for three years or more.
Prior livery experience – You could be eligible for a discount if you have previous experience transporting people.
Existing business insurance – Let us know if you have an active Commercial Auto, BOP or general liability policy.
Driving history of owners and all drivers. Most insurance companies run a (MVR) motor vehicle report for all drivers with access to your commercial vehicles used in the operation of your business. Drivers with multiple accidents or violations will have a negative impact on your premium. It’s common for your carrier to take the past three years and up to five years of all operators driving history into account.
Make sure you’re not risking quality coverage for the cheapest insurance rate. It’s important to have a (NEMT) non-emergency medical transportation commercial auto and general liability insurance policy that both fits your budget and offers appropriate protection that you need.
Commercial Auto and NEMT Insurance available in Alabama-AL, Arizona-AZ, Arkansas-AR, California-CA, Colorado-CO, Connecticut-CT, Delaware-DE, Florida-FL, Georgia-GA, Hawaii-HI, Idaho-ID, Illinois-IL, Indiana-IN, Iowa-IA, Kansas-KS, Kentucky-KY, Louisiana-LA, Maine-ME, Maryland-MD, Massachusetts-MA, Michigan-MI, Minnesota-MN, Mississippi-MS, Missouri-MO, Nebraska-NE, Nevada-NV, New Hampshire-NH, New Jersey-NJ, New Mexico-NM, New York-NY, North Carolina-NC, North Dakota-ND, Ohio-OH, Oklahoma-OK, Oregon-OR, Pennsylvania-PA, Rhode Island-RI, South Carolina-SC, South Dakota-SD, Tennessee-TN, Texas-TX, Utah-UT, Vermont-VT, Virginia-VA, Washington-WA, West Virginia-WV, Wisconsin-WI.
$1M Combined Single Limit Liability
Employees as Insured
Non-Owned / Hired Auto
Hired Auto Physical Damage
Auto Loan / Lease Gap (where available)
Towing Coverage for Private Passenger Vehicles
Drive Other Car – Executive Officers
Rental Reimbursement available
UM / UIM Coverage
Comprehensive Package Includes
- Automobile Liability & Physical Damage
- General Liability
- Property (Special Form Available)
Enhancements & Supplements
Abuse & Molestation
Directors & Officers
Blanket Additional Insured where required by written contract
No Driver exclusions (drivers must meet underwriting guidelines)
Direct Bill and Financed Payment Options
For-Profit Paratransit Operators
Non-Profit Rural Transportation Providers
Minimum of 2 years in operation required
Minimum of 3 units required
All drivers must be employees (no independent contractor use)
Possible coverage for units with lights / sirens
Other possible coverage’s for these type of social services agencies.
Children’s Guidance Agencies
Children’s Homes / Villages
Community Action Agencies
Crisis Intervention Centers / Hotlines
Family Counseling Services
Family Location Services
Halfway Group Homes
Helping Hands Services
Homes for Destitute Men and Women
Job Counseling and Training Centers
Non-Profit Rural Transportation for Elderly / Disabled
Social Service Centers
Vocational Rehabilitation / Training and Counseling Agencies
Youth Self-Help Group Agencies
We may also provide DIRECTORS and OFFICERS (D&O) LIABILITY INSURANCE /
EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI).
(D&O) Directors and officers are legally responsible for the daily decision making portion of their organization. Corporate responsibility applies to Nonprofits the same as it does to For Profit organizations. Whether publicly traded, privately held, or strictly nonprofit, directors and officers may be held personally liable for any breach of one or more duties. Our products are custom tailored to insure against the exposures Nonprofit Directors and Officers face such as claims not covered under the organization’s commercial general liability policy.
(EPLI) Employment Practices Liability coverage protects against claims made by or on behalf of employees for a wrongful employment act, including allegations of wrongful termination or treatment, discrimination, or harassment. It is available on a monoline basis or in addition to one of our package programs.
Eligible risks may include include new ventures, one unit accounts, 911 emergencies (lights and sirens), wheelchair accessible vehicles, and passengers transported by stretcher or gurney and are evaluated on a case by case basis. Contact your Medical Transportation specialist today!
We have helped thousands of NEMT, Ambulance and public transportation companies find affordable insurance in Florida, Georgia, Iowa, Indiana, Kansas, Maryland, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee & Virginia.