Owner Operators to fleets enjoy our NJ Truck Insurance Services. Let us help you too (844) 863-6154!
We insure established New Jersey trucking companies as well as NJ new venture trucking and other startups. These types of businesses account for nearly 80 percent of the national economy and need affordable insurance coverage to maintain ongoing business with customers.
Get more possible coverage with our Jersey Commercial Auto or NJ Truck Insurance Policies. Through our broad acceptability of businesses, drivers and vehicles, we provide options for a nearly endless array of risks even those that other carriers typically turn away, such as religious organizations, companies just getting started and even farmers. We can quote nearly any business type and deliver rates and discounts that save money.
Our highly skilled NJ truck insurance brokers have the experience and resources to help you. Affordable enough for both new ventures or seasoned veterans get free quote submitted now for rates.
We represent some of the finest New Jersey Truck Insurance transportation markets in the industry, and we can provide solutions on most of your local/intermediate/long haul trucking and or business commercial auto policies from 1 to fleet size of 40 vehicles.
We have access to companies and transportation experts and both binding and brokerage markets to provide insurance products to meet the ever changing risk exposures facing your company. So when you say “Cover Me” we will be able too!
If you’re looking for affordable box truck or big rig truck insurance or just regular commercial auto policy in the garden state we may be able to help (844) 863-6154. We offer low down payments and easy monthly payment options to get you on the road and keep you insured for less, even if you are a new startup company. So go ahead and request free help and our commercial truck insurance quotes specialists will contact you A.S.A.P.
We offer same day policies for small or large business commercial auto and truck insurance in the states of Alabama, Arkansas, Delaware, Florida, Georgia, Iowa, Indiana, Kansas, Kentucky, Maine, Maryland, Mississippi, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.
WE HANDLE NJ TRUCK INSURANCE FILINGS WITH SAME OR NEXT DAY SERVICE.
We can take care of your commercial trucking ICC, MCS90, MCP-65, OS-32, PSC, PUC, Form E and other filing needs so that you get on the road sooner.
We have insurance companies for big rig or box truck fleet insurance also.
SOME OF THE COVERAGES THAT ARE AVAILABLE FOR NJ BOX, STRAIGHT, BIG RIG SEMI TRUCKS INCLUDING LOCAL, INTERMEDIATE AND LONG HAUL TRUCKING, BUT NOT INCLUSIVE.
Package policies including liability, physical damage, trailer interchange, cargo, UM/UIM, hired and non-owned auto and Commercial General Liability coverage.
Non Owned Trailer Physical Damage
Standalone Physical Damage
Hired & Non-Owned Auto
CGL-Commercial General Liability
Contingent Auto Liability
When a commercial registered truck has an accident, the trucking company needs to be insured to protect themselves from four distinct types of claims. A single accident is likely to result in damages for each of these four categories, making it very important that a truck insurance policy is fully covering each category of claims.
Liability Insurance Coverage – Trucking liability insurance covers the damage that is done to the other party. If a tractor trailer damages a delivery dock while dropping off a load, payment will be made to the shipment receiver for repairs. If a truck strikes another vehicle, the insurer will pay for the repairs required by the other vehicle. If a pedestrian or a driver in another vehicle is hurt by your truck, the insurance policy should have coverage’s to pay for the medical bills.
Cargo Insurance Coverage – If a “big rig” truck carries a load of something valuable and it gets damaged or destroyed while being transported in your truck, it is a great idea to have cargo insurance coverage. Likewise, if the trailer holding the goods is broken into and some of the shipment is stolen or damaged, your commercial insurance policy should be paying the tab, and not you or your company.
Physical Damage Coverage – There are plenty of ways that a truck may be damaged that could result in an expensive repair bill. Damage from severe weather conditions, theft, motor vehicle collisions and arson are all events that are out of your control but can still sink your business. Truck insurance that does not include any physical damage coverage will leave a void in your protection and may result in you paying the repair bill.
Workers Compensation – Medical Insurance Coverage Accidents or illnesses will result in medical bills and recovery time. A company that doesn’t have coverage for employee injury is leaving out an important aspect of insurance coverage and missing a strong recruiting benefit. And depending on the state may be breaking the law.
Bobtail and Non-NJ Truck Insurance Liability Coverage (NTL Insurance) – These policy types will keep your vehicle covered in the few situations that aren’t covered by the previously mentioned insurance policy coverage’s, and the additional coverage is not really that expensive compared to the benefits.
Use patience when trying to find the best NJ truck insurance price. Getting commercial big rig truck insurance quotes can take longer than your typical car insurance policy. Due to the additional details that go into calculating your rate, you can expect an initial quote to take approximately 15-30 minutes. More complicated risks may require longer. Quotes are based on each company’s characteristics.
COMPARE OUR COMMERCIAL AUTO & NJ TRUCK INSURANCE FEATURES AND DISCOUNTS
› Stackable discounts
› Paid In Full
› Business Experience
› Package Policies
› Faster, easier payments
› Direct-to-consumer billing
› Flexible installment plans
› No-interest financing
› Low initial down payments
› Online and phone payments
› Check, credit, money order, EFT accepted
Heavy New Jersey Truck Insurance is typically designed to protect heavy to extra heavy vehicles. We have affordable coverage, including fleets right now in AL,AR,DE,FL,GA,IA,IN,KS,KY,MD,ME,MS,NC,NE,NJ,OH,PA,SC,TN,TX and VA.
With Liability Insurance options ranging from minimum limits up to $5 million combined single limit (CSL), our commercial auto and truck insurance agents can provide a policy that’s just right for your vehicle.
Common vehicle types covered under our typical truck insurance policies include: box trucks, dump trucks, flatbed trucks, express delivery trucks, refrigerated trucks, tanker trucks, tractors, and many more.
COMMON BUSINESS TYPES THAT WE INSURE WITH COMMERCIAL AUTO OR NJ TRUCK INSURANCE.
› Amish taxis
› Pest Control
› Carpet Cleaning
› Main Street shops
›› Not-for-Hire Livery
› Adult/child day care
› Airport/hotel shuttle services
›› Farming & Livestock
›› Religious/Non-Profit Organizations
›› Wholesale Route Distributors
›› Food Truck/ Ice Cream Vendors
›› NEMT – Non Emergency Medical Transport Packages
›› Manufacturing & Wholesale Trade Plus Hundreds More!
If you need official guidance for your Jersey operation visit NJ MVC Commercial here.
State licensed and insured commercial truck insurance brokers in states of Alabama, Arkansas, Delaware, Florida, Georgia, Iowa, Indiana, Kansas, Kentucky, Maine, Maryland, Mississippi, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.