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We offer truck insurance-Big Rig Truck - commercial car insurance quotes and policies for Retail, manufacturing, farming and wholesale trade service industries call for your free quote now at (888) 287-3449 . These types of businesses account for nearly 80 percent of the national economy and and need affordable insurance coverage to maintain ongoing business with customers. Get more possible coverage with our Commercial Auto or Truck insurance Policies. Through our broad acceptability of businesses, drivers and vehicles, we provide options for a nearly endless array of risks even those that other carriers typically turn away, such as religious organizations and local farmers. We can quote nearly any business type and deliver rates and discounts that save money.
Get a free Truck Insurance Quote and see if we can save you money.
We offer small business commercial auto and truck insurance in the states of New Jersey, Delaware, South Carolina, New York, Pennsylvania and Ohio.
If you’re looking for cheap truck insurance NJDirect Insurance may be able to help. We offer low down payments and easy monthly payment options to get you on the road and keep you insured for less. So go ahead and request free help and our commercial truck insurance quotes specialists will contact you A.S.A.P.
When a commercial registered truck has an accident, the trucking company needs to be insured to protect themselves from four distinct types of claims. A single accident is likely to result in damages for each of these four categories, making it very important that a truck insurance policy is fully covering each category of claims.
Liability Insurance Coverage Trucking liability insurance covers the damage that is done to the other party. If a tractor trailer damages a delivery dock while dropping off a load, payment will be made to the shipment receiver for repairs. If a truck strikes another vehicle, the insurer will pay for the repairs required by the other vehicle. If a pedestrian or a driver in another vehicle is hurt by your truck, the insurance policy should have coverages to pay for the medical bills.
Cargo Insurance Coverage If a truck carries a load of something valuable and it gets damaged or destroyed while being transported in your truck, it is a great idea to have cargo insurance coverage. Likewise, if the trailer holding the goods is broken into and some of the shipment is stolen or damaged, your commercial insurance policy should be paying the tab, and not you or your company.
Physical Damage Coverage There are plenty of ways that a truck may be damaged that could result in an expensive repair bill. Damage from severe weather conditions, theft, motor vehicle collisions and arson are all events that are out of your control but can still sink your business. Truck insurance that does not include any physical damage coverage will leave a void in your protection and may result in you paying the repair bill.
Workers Compensation - Medical Insurance Coverage Accidents or illnesses will result in medical bills and recovery time. A company that doesn’t have coverage for employee injury is leaving out an important aspect of insurance coverage and missing a strong recruiting benefit. And depending on the state may be breaking the law.
Bobtail and Non-Trucking Liability Insurance Coverage These policy types will keep your vehicle covered in the few situations that aren’t covered by the previously mentioned insurance policy coverages, and the additional coverage is not really that expensive compared to the benefits.
U se Patience Trying to Finding the Best Truck Insurance Price Getting commercial truck insurance quotes can take longer than your typical car insurance policy. Due to the additional details that go into calculating your rate, you can expect an initial quote to take approximately 15-30 minutes. More complicated risks may require longer.
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Visit our NJ-NY-PA-DE-OH-SC Licensed Agency offices located in historic Pitman, New Jersey:
18 Pitman Avenue, Suite 101
Pitman, New Jersey 08071
Phone: (856) 270-2316